Support in the development of a Credit Risk Framework (Risk Policy Guidelines, Policy Renewal Program, PortfolioÿCredit Management, Risk Process) for all segments (within UAE) and markets (across GCC)
Performing detailed analytics (analysis of underwritten portfolio along with analysis of collections data).
Create Risk reporting dashboards for various segments and countries
This role will be actively involved in the underwriting process for IHF/Captive Financeÿ
Proactively monitor key credit risk metrics relating to product, channel, exceptions and vintage performanceÿ
Document performance versus risk profiles and thresholds
Provide suggestions for improvementÿ
Risk Management and reporting Underwrite Credit Cases
Prepare Credit Appraisal reports for large value cases
Risk management of residual values
Supporting governance of residual values
Maintenance of Risk Register
Support Risk Reporting for all customer segments
Manage annual policy review and portfolio thresholdsÿ
Ensure the understanding and acceptance of Risk criteria and KPIs at each level
mplement and Monitor Credit Delegation frameworkÿin line with Group / Risk requirementÿ
Regular Process of Risk reporting for all segments and markets
Create and Manage Training program for enhancing capabilities and improved risk decision making
Support development of technology infrastructureÿincluding deployment of IT system and support in itsÿdevelopment / enhancementÿGovernance, Control, and Risk
