Consult with relevant units to determine, quantify, and mitigate risks involved in establishing and maintaining various client and industry relationships
Responsible for assessing metrics and monitoring procedures the organization has set to police transactional risks
Responsible for granting authorizations, line increase and decreases, payment floats, and account closures
Responsible for the maintenance of customer credit history database
Track the performance of portfolios across customer lifecycle
Consult with management to provide assistance in corporate planning
Utilize analytical techniques and statistical analysis to develop and optimize credit risk strategies for portfolios to meet pre-defined goals
Apply segmentation techniques using generic and custom risk scorecards and attributes to build credit risk strategies for underwriting, line assignment, and account management
Ensure strategies are within the company?s Risk Appetite and satisfy pre-defined profitability hurdles
Responsible for integrating new data sources and solutions into credit risk strategies
Perform tracking and reporting on strategy implementations and validating post implementation
Proactively seek and recommend enhancements to processes and development
Responsible for developing programs for tracking expected versus actual behavioral and performance measures for appropriate portfolios, populations, and segmentation end-nodes
Responsible for developing new quantitatively driven strategies and pilot programs across the customer lifecycle
