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AVP ? Wholesale Credit - GSC?s - Jobs in Hyderabad, Pakistan

1.00 to 10.00 Years   Hyderabad, Pakistan   10 Jan, 2024
Job LocationHyderabad, Pakistan
EducationNot Mentioned
SalaryNot Mentioned
IndustryOther Business Support Services
Functional AreaNot Mentioned

Job Description

Business: Wholesale Credit Risk Management [WCRM]Open positions: 1Role Title: AVP ? Wholesale Credit, GSC?sGlobal Career Band: 5Location: Hyderabad / KolkataRecruiter Name:Geetika GuptaWhy join us?

  • Wholesale Credit Approval function is one of the activities within Wholesale Credit Risk Management [WCRM]. WCRM is responsible for formulating credit policies, systems and controls for the approval, management and control of wholesale credit exposures, specifically including credit assessment & approval process; monitoring & control of lending and loss prevention & recovery procedures.
  • The HBCA Approvals Team was set up in late 2016 at Hyderabad, India, to support HBCA WCRM and now operates from Hyderabad and Kolkata. The team performs credit approvals for relationships falling within HSBC Canada?s Global Banking / Large Corporate and Mid-Market / Business Banking portfolio. The team is engaged in reviewing credit submissions, challenging the Relationship Manager?s proposition where required and approving / recommending a lending position within delegated authority after suitably mitigating the Banks risks.
OpportunityThe aim of this job is to contribute towards building sound quality asset portfolio and a robust credit culture while ensuring that the credit approval process remains responsive to the customer needs. The job also involves assisting the management of the centralized credit risk management function for the region in the GSC environment.What you?ll do: The role holder will report into the VP & Team Lead, HBCA Approvals and will have the following broad responsibilities: -
  • Analyse new / existing counterparties in the Commercial Banking Segment of HBCA and approve / recommend a lending position within appropriate delegated credit authority.
  • Work independently on credit proposals to reach a solution in close and constructive collaboration with colleagues within WCRM CoE, WCRM HBCA and HBCA Commercial Banking Relationship teams.
  • Participate in credit / risk meetings with Front Office / HBCA WCRM colleagues.
  • Closely monitor risk events and be able to timely escalate to management.
  • Prepare for audit, regulatory initiatives and internal projects pertaining to credit risk management.
  • Represent WCRM CoE in Shared Services and New Business initiatives where required.
  • Provide guidance and training to the new joiners who join offshore HBCA team from time to time.
  • Flexibility to travel, if required.

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